3 Questions to Ask Before Closing on a House

After you submit an offer on a home and complete a property inspection, there may be only a short amount of time until you close.

Ultimately, it pays to prepare for closing day. If you start planning for your home closing today, you can identify and address any potential problems.

To better understand how to get ready for a home closing, let’s take a look at three questions to consider before your closing.

1. What needs to get done before my closing date?

Your closing date may be a few weeks away, but time moves quickly, particularly for a homebuyer who wants to get into a new residence as quickly as possible. Fortunately, homebuyers who understand what needs to get done prior to a closing can plan accordingly.

Typically, a homebuyer will need to secure homeowners insurance and title insurance before closing on a house. Insurance companies are available to provide information about both types of insurance. If you reach out to these companies immediately, you can guarantee that your home and personal belongings will be covered against loss or damage.

You’ll need to contact utilities providers as well. That way, you can ensure that your gas, electric and other utilities are good to go as soon as you close on your home.

2. How much are my monthly mortgage payments?

You know that you’ve been pre-approved for a mortgage. However, if you don’t know how much that you’ll be paying for your home each month, you’ll certainly want to find out sooner rather than later.

Monthly mortgage payments can add up quickly, particularly for homebuyers who fail to budget properly. If you know exactly how much that you’ll be paying each month for your home, you can effectively map out a budget.

3. What do I need to bring to my closing?

Homebuyers are required to bring a government-issued ID to a closing. In some instances, you may need to provide a certified or cashier’s check to cover assorted closing costs as well.

If you are unsure about what to bring to a home closing, it often helps to consult with a real estate agent. In fact, this housing market professional can help you seamlessly navigate all stages of the homebuying cycle.

Prior to a home closing, a real estate agent is happy to respond to any concerns or questions that you may have. This housing market professional will explain how the home closing process works, how long the process generally takes to complete and, perhaps most important, when you’ll receive the keys to your house.

A real estate agent also goes above and beyond the call of duty to provide assistance throughout the homebuying journey. He or she can help you compare and contrast a broad range of houses, submit a competitive offer on a home and ensure that you can discover your dream residence in no time at all.

Get ready for a home closing – consider the aforementioned questions, and you can prep for your closing date.

Best Practices for Decluttering Your House

Let’s face it – clutter is an eyesore that all home sellers can live without. However, removing clutter before you list your house may prove to be difficult, particularly for those with limited time and resources at their disposal.

Fortunately, we’re here to help you streamline the decluttering process. That way, you can speed up the process of improving your house’s appearance and get your residence show-ready.

To better understand how to effectively declutter your home, let’s take a look at three best practices for decluttering:

1. Organize Your Belongings

Old electronics, broken exercise equipment and other items can take up lots of space in your home. If you take a look at all of your belongings, you can differentiate clutter from items that you’d like to keep.

If you haven’t used an item in several years or an item simply takes up space in your house, this item likely is clutter. As such, you should eliminate this item from your premises as soon as possible.

On the other hand, items that you use regularly or items that have sentimental value may prove to be keepers. With these items, you should store and maintain them properly to reduce the risk of deterioration.

2. Get Rid of Items That You No Longer Need

There may be a wide range of clutter scattered throughout your house. Although your first instinct might tell you to throw out excess items, it is important to consider whether these items could be sold or donated.

Even though a particular item no longer serves your needs, you may be able to sell this item to the highest bidder. Thus, if you post an item online or host a garage sell, you could earn extra cash by selling your clutter.

In addition, many charities will accept items that you no longer need. If you have excess items that are working properly, reach out to local charities, and these organizations may be able to pick them up at your convenience.

3. Consult with a Real Estate Agent

If you plan to list your home in the next few weeks, consulting with a real estate agent is ideal. This housing market professional can offer expert decluttering recommendations and help you get your house ready for the real estate market.

Typically, a real estate agent will meet with you, evaluate your house and learn about your home selling goals. He or she also will explain the home selling process and ensure you know what to expect before you list your residence.

In most instances, a real estate agent will set up home showings and open houses, notify you about offers on your house and provide various home selling recommendations and suggestions. Plus, if you ever have questions about decluttering your home or other home selling topics, a real estate agent can provide immediate answers.

Simplify the process of decluttering your house – use the aforementioned tips, and you can remove clutter from your residence in no time at all.

What’s It Like to Sell a Home?

The home selling journey varies from person to person. If an individual prepares for this journey, he or she may be better equipped than others to avoid problems along the way. On the other hand, an individual who is unprepared for the property selling journey may struggle to achieve the best-possible results.

There are many things that an individual can do to enjoy a memorable home selling experience. Now, let’s take a look at three tips to help you prepare for the house selling journey.

1. Upgrade Your House’s Curb Appeal

How your house looks to prospective buyers can have far-flung effects on your home selling experience. If you allocate time and resources to enhance your residence’s curb appeal, you could make your house an attractive choice to dozens of potential buyers.

Upgrading your house’s curb appeal can be simple. For example, mowing the lawn and trimming the hedges generally won’t take long to complete and can help your residence impress potential buyers. You can always repair or replace any damaged home siding as well.

If you require additional help with home exterior upgrades, contractors are available in cities and towns nationwide. In fact, these professionals can help you quickly improve your residence’s curb appeal.

2. Set a Competitive Initial Asking Price

It is important to establish a competitive initial asking price for your residence, regardless of whether you are operating in a buyer’s or seller’s market. Otherwise, you risk alienating potential buyers – something that may result in a time-intensive home selling journey.

To set a competitive initial asking price for your home, it may be beneficial to analyze local housing market data. Compare and contrast your home versus similar residences that are available in your city or town, and you can use these insights to price your residence accordingly.

In addition, you can hire a home appraiser before you list your house. A home appraiser will provide a property valuation that you can use to establish an aggressive price for your residence.

3. Hire a Real Estate Agent

A real estate agent is a difference-maker during the home selling journey, and for good reason. This housing market professional understands what it takes to sell a home and will do whatever it takes to help you enjoy a fast, profitable house selling experience.

Perhaps best of all, a real estate agent will develop a personalized home selling strategy for you. Thus, if you want to sell your residence as quickly as possible, a real estate agent will help you do just that. Or, if you want to optimize the earnings from your house sale, a real estate agent will go above and beyond the call of duty to ensure you can get the best price for your house.

As you prepare to add your house to the real estate market, there is no need to worry. Take advantage of the aforementioned tips, and you can boost the likelihood of enjoying a seamless property selling experience.